![If it's mid-February in Iowa, it's probably cold outside](https://junglejeff.net/wp-content/uploads/2011/12/02.15.201107.jpg)
![Snow like this is from cold weather](https://junglejeff.net/wp-content/uploads/2011/12/02.15.201108.jpg)
Fellow Boomers, play along with jeff noel here, okay? It’s mid-February in Iowa, there’s a couple inches of snow on the ground and you need to walk across town. Let’s assume you’re not 21, but rather 51. Will you wear warm clothes for your 15-minute walk? Answer’s obvious – in this example and almost everything else life throws at us.
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